I keep hearing that the Denver housing market will take 6 monthes to 2 more years to “bottom out” or reach the “bottom” before it starts to stabalize. So, Here’s My Question: In order to reach the “bottoming out” level, should prices of existing homes decline or can a market reach the bottom with sellers [...]

I am married and my husband has quite a bit of debt I do not plan on paying off priot to buying a home. If I go FHA, his debt is added to my debt even though I am the only one on the loan. If I go conventional, the only thing that matters is [...]

Expert Group, Inc. (O.T.C. EXPU) Signs B2B Agreement With First Guaranty Mortgage Corporation MIAMI, FL–(Marketwire – 08/27/10) – Expert Group, Inc. (Pinksheets: EXPU – News ) is proud to announce that it has just added First Guaranty Mortgage Corp. to its list of wholesale lenders. As part of the agreement Expert Financing will act as [...]

Embrace Home Loans Announces New Branch in Waldorf, Md. NEWPORT, R.I.–(BUSINESS WIRE)–Embrace Home Loans, a prominent leader in the mortgage industry and a direct lender for Fannie Mae and Freddie Mac, approved by FHA and VA, and an issuer for Ginnie Mae, officially opened a new branch in Waldorf, Md. The branch is located at [...]

The 15-Year Mortgage Gains Fans These days mortgage holders are saying, “let’s just get this over with.” Some are putting cash-in to take advantage of historically low interest rates others are refinancing into 15 year mortgages. Read more on Wall Street Journal Blogs

VA Loans VA stands for Veterans Administration. It is an acronym that everyone in the United States should be familiar with. All those citizens who have served in the United States Armed Forces are called veterans. There is an administrative and governing body of all veterans known as the Veterans Administration under the ownership of [...]

Auto loan delinquencies fall in 2nd quarter, while the number of new loans rises NEW YORK – In another sign that borrowers have taken tighter control of their debt, late payments on auto loans dropped in the second quarter. Read more on Minneapolis-St. Paul Star Tribune

Fayette County Community Action has help for home-buyers Prospective home-buyers are encouraged to register for a pre-purchase housing seminar, which will take place from 5:30 to 9:30 p.m. Sept. 8. Read more on Daily Courier

Use your home to fund your retirement For decades, the house has been the ultimate status symbol in British society. Read more on Independent

 As you are surely aware, the housing market in Arizona is not in the best of shape.  The economy is on very shaky ground.  What does this mean for you if you are a homeowner and can’t afford your monthly mortgage?  Here is some information that may help relieve some of your stress. Arizona has [...]