I am weighing out a FHA vs conventional loan. The reason I am even considering a conventional loan is because I cant seem to get any offer accepted in San Diego (I am offering 110 – 110% of list price). I keep missing out to ALL CASH offers and conventional loans… If I went conventional [...]

www.themortgageadvantage.com Charlie Sheen, Muammar Gaddafi and Uncle Sam walk into a bar. Who will pay? Gaddafi hates America so much that all of his money is tied up in US banks and investments. Charlie ranted his way out of his billion dollar TV show plus he isn’t sure rehab allows drinking with non-strippers. Uncle Sam [...]

FHA and Fannie Mae offer loans for home energy improvements The FHA’s PowerSaver program allows eligible owners to borrow up to $25,000 at fixed rates for as long as 20 years to finance energy-conservation retrofits. Fannie Mae has an energy-improvement mortgage add-on program. If you’ve been looking for a way to pay for energy improvements [...]

Dr. Vernon Smith, the Nobel Prize Winner in Economics talks about his personal struggles and predicts that prices of real estate will go down, again!

Rural housing program promotes ownership Owning a home is part of the American dream. But in rural areas, financing a home can be difficult. Jobs often pay less than in more populated areas, and a large portion of people are self-employed, making it harder for them to obtain credit. Read more on Nevada Daily Mail

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www.GetLoanModSecrets.org Richard Geller discussed the breaking announcement of new mortgage loan modification guidelines. This is huge if you are doing loan modifications for profit and want to know what the rules mean. Register for a free webinar on Monday 9-March 2009 tinyurl.com

Local mortgage company to pay $1.5 million to settle claim A local mortgage company will pay $1.5 million to settle a government claim it charged Hispanic borrowers higher prices for a mortgage. In the settlement, Golden Empire Mortgage admits no wrongdoing. But, the company will have to change its pay structure, including incentives for loan officers. For [...]

World Bank warns of China property market risk China’s property market is a “particular source of risk” with the potential for ripple effects throughout the economy should an abrupt downturn materialize, the Washington-based World Bank said in a quarterly country report Thursday. Read more on Market Watch