I locked in on a 30 yr conventional mortage loan approx 80 days. it is due to expire in 10 days. My credit score has decreased somewhat due to high credit card expenses. Can any of the guidelines of the original approved loan be altered now? Am I still entitled to all of the benefits [...]

can i convert from 203k to conventional loans?

We are purchasing a house – purchase price $98,500. Will be putting 10% down. We are trying to decide whether is would be better for us to go FHA or Coneventional route? The bank we are wokring with can do either. Can anyone give an advise? Thank you very much!!!

I was preapproved to buy a house with conventional loan. Recently i discovered on my credit it showed up i have a fed tax lien for assesment of 8500 $$$ im wondering when its time for closing costs when they re run my credit and they see the fed tax lien i might be diqualifyed [...]

I was told to do a conventional home loan my credit score needed to be 680 or higher. Even with 5% down and a credit score of 650 I was not approved because the underwriters for pmi would not approve me. Does anyone know where I can find more info on pmi requirements?

I want to refinance my home into a conventional loan, rent it out then immediately apply for a second home as my primary residence on an fha loan. Is this possible to do immediately or does the conventional loan have to be seasoned?

I have 15% for the price range I am looking in. Can I get a conventional loan or would I need to get something like an FHA? (You can ask for more details if necessary, I really don’t know much about the subject) I’m definitely aware of all the other expenses, I’m looking far below [...]

I have a very good credit score with no other fin. liabilities at this time. Down payment 3 – 5 % is not a problem. So should I go with FHA or conventional loan?