Unfortunately, consumer fraud is nothing new. As you know, when times get tough, certain individuals look to intentionally deceive others. For most of the last few decades, we’ve seen a surge in all types of fraud. Some of the most popular scams are financial, dealing with mortgage modifications, credit cards, employment, and identity theft. Anxieties about rising unemployment, trouble in the housing market, and high levels of personal debt have led many consumers to look for easy remedies, and scammers have seized on this opportunity to take advantage.